Mortgage Pre-Approval

Begin your home-buying journey with confidence. Understand your financing options, and get pre-approved to shop for homes within your budget with Black Diamond Holdings.

Contact Us for More Information

What is Mortgage Pre-Approval?

Mortgage pre-approval is a process where a lender reviews your financial information and determines how much you can borrow for a home loan. It gives you a clear idea of your budget and makes you a stronger candidate when shopping for a home.

Why Should You Get Pre-Approved?

Here’s why getting pre-approved for a mortgage is essential in today’s home-buying market:

Know Your Budget

Pre-approval allows you to understand your borrowing power, so you can focus on homes within your price range.

Stronger Offer

Being pre-approved shows sellers you are serious and ready to buy, strengthening your offer.

Faster Closing Process

Pre-approval speeds up the loan process, allowing you to close on your new home faster.

How the Pre-Approval Process Works

Here’s a simple breakdown of how our mortgage pre-approval process works at Black Diamond Holdings:

Step 1: Submit Your Application

Complete our online mortgage pre-approval application, providing your financial details and documentation.

Step 2: Review & Approval

Our team reviews your application and assesses your financial standing to determine the loan amount you’re eligible for.

Step 3: Receive Pre-Approval

Once approved, we’ll send you a pre-approval letter that shows your maximum loan amount, empowering you to shop with confidence.

Get Started with Mortgage Pre-Approval

For more information or to begin your pre-approval process, please contact us directly:

📞 510-343-6160 Ext 106

👤 Michon Blount